Privacy Policy

1. Information We Collect

1.1 Calculator Data

We do NOT store your financial calculations. All SIP calculations, including amounts, rates, and durations, are processed entirely in your browser using JavaScript. No calculation data is sent to our servers or stored anywhere.

1.2 Automatically Collected Information

When you visit our website, we may automatically collect:

• Browser type and version
• Operating system
• IP address (anonymized)
• Pages visited and time spent
• Referring website addresses
• Device type (mobile, tablet, desktop)

1.3 Cookies and Local Storage

We use cookies and browser local storage for:

• Theme Preferences: Remembering your dark/light mode choice
• Analytics: Understanding how users interact with our tools
• Performance: Improving website loading speed

You can disable cookies in your browser settings, though this may affect some functionality.

2. How We Use Your Information

We use the limited information we collect to:

• Provide and maintain our calculator services
• Improve user experience and website performance
• Analyze usage patterns to add new features
• Detect and prevent technical issues
• Comply with legal obligations

3. Data Storage and Security

Client-Side Processing: All calculator computations happen in your browser. We never see or store your investment amounts, goals, or financial plans.

Security Measures: While we don't store sensitive financial data, we implement industry-standard security measures including:

• HTTPS encryption for all connections
• Regular security audits
• Secure hosting infrastructure
• Protection against common web vulnerabilities

4. Third-Party Services

We may use third-party services for:

• Analytics: To understand website usage (e.g., Google Analytics)
• CDN Services: For faster content delivery (e.g., Cloudflare)
• Hosting: To keep our website online and accessible

These services have their own privacy policies and we encourage you to review them.

5. Your Rights

You have the right to:

• Access: Request information about data we may have
• Correction: Update any incorrect information
• Deletion: Request deletion of your data
• Opt-Out: Disable cookies and tracking
• Data Portability: Request your data in a portable format

To exercise these rights, contact us at contact@toolvexa.com

6. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

7. International Users

Toolvexa is operated globally and may store data in various locations. By using our service, you consent to the transfer of information to countries outside your residence, which may have different data protection rules.

8. Changes to Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last Updated" date. Significant changes will be highlighted on our homepage. Continued use after changes indicates acceptance of the updated policy.

9. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

• Email: contact@toolvexa.com
• Contact Page: Contact Form